[US] this has got to be a phishing text right?

I get so many scam texts and they’re always along the lines of outstanding fees or my non existent subscription service is about to be cancelled. Generally with a link and it’s an obvious scam. However I’ve never had one like this before. Am I right in assuming that they’re looking for my name and proof that this is an in use phone number? I’d love to mess with them but I worry it could just make things worse in all sorts of ways. Texting back for a laugh is a bad idea huh? So what is this and what’s the point? Thank you!