Does a Masters/PhD really worth it now?

For some time i had a question, that imagine if someone has a BSc. In CS/related major and that person know foundational concepts of AI/ML basically.

So as of this industry current expanding at a big scale cause more and more people pivoting into this field for a someone like him is it really worth it doing a Masters in like DS/ML/AI?? or, apart from spending that Time + Money use that to build more skills and depth into the field and build more projects to showcase his portfolio?

What do you guys recommend, my perspective is cause most of the MSc’s are somewhat pretty outdated(comparing to the newset industry trends) apart from that doing projects + building more skills would be a nice idea in long run….

What are your thoughts about this…